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October 15, 2012 Leave a comment Go to comments

Hello, Kabayan!

owwabenefits.wordpress.com began a few years ago when several OFWs recognized the significance of discussing pertinent information about the present condition of overseas Filipinos around the world.

We’re a group of OFWs working in different countries, discussing our encounters and talking about useful OFW ideas that might contribute to our fellow kababayans specifically for individuals who’re searching useful information about how to prepare and process OWWA related loans and benefits.

This will be our simple objective by stretching humble advices that might help or solicit solutions to your problems in finding the information. We’re along with you Kabayan when you begin searching this OWWA information that’s why this simple blog exist around the internet, and wishing to talk about information that you’re searching on the internet.

We began this collaborative effort to assist other kababayans who are confused and don’t have sufficient information about how to apply different OWWA benefits. OWWA offers different benefits to all members.

Due to this need, we give our time reading questions and share experiences that may lead our fellow kababayans solving their OWWA issues and problems.


If you have other concerns, don’t hesitate to contact us.

    October 15, 2012 at 3:35 am

    Hi kabayan,
    I am glad to read your post, I am FAUSTO G. ASTRONOMO- OFW, from JeddAH, KSA worked @ RYK PALACE on July 2, 2012 up to September 16, 2012 kase my employment was illegally Terminated by my Agency in Jeddah with out any due cause. Please help me what will I do so that I can support my family specially I have 2 daughters studying in High school & elementary. What are my privileges like benefits, loans or other …to enjoy if any where can I apply & go?. I am living here in Tagbilaran city, Bohol.. my email add: faustoastronomo@yahoo.com & my mobile:09167266612.

    Hoping for your help.

    Thank you very much.

    best regards,
    Fausto G. Astronomo


    • oasisseeker
      October 15, 2012 at 1:03 pm

      Magandang araw sa iyo, kabayang Fausto. Kami ay nalungkot sa nangyari pero tuloy pa din ang buhay, may bukas at magandang darating pa sa iyo. Tungkol sa pagterminate ng work mo dapat idulog mo ito sa owwa at magawan nila ng paraan kung ano ang maibibigay nila na tulong at baka maka avail ka pa sa mga bagong programs or loan. Makipag ugnayan ka sa regional office para mabigyan ka na payo at karagdagang action kung anong mga programs n mag fit sa need mo:

      Director II

      Address 2nd Floor, DOLE 7 Building, Gorordo Avenue
      corner Gen. Maxilom Avenue
      Cebu City 6000



      Naway sa maliit na paraan nabigyan namin kayo ng payo at magawa mo ang iyong adkain hinggil sa owwa inqueries. God bless.


    October 15, 2012 at 2:42 pm

    maraming salamat po kabayan, sa inyong payo.

    best regards,
    Astronomo Fausto


  3. October 16, 2012 at 4:42 pm

    I really appreciate your help kabayan. Thank you so much.
    I’d like to know more & how to avail of the enterprise loan for OFW REINTEGRATION program of OWWA, LBP & DBP.
    Our site for the water refilling station & variety store is halfway on its construction. An amount for the equipment & start up capital is what i am after of the said loan. Is there any chance for me to avail the loan? Or my wife can apply in my behalf as long as i am still working here abroad?
    Need your advise regarding this matter.
    Thank you



    • oasisseeker
      October 17, 2012 at 12:07 am

      Magandang araw sa iyo kabayang Alex. Hanga kami sa iyong initiative hinggil sa iyong investment plan at nakita namin na pasok ka sa mga requirement sa pag apply ng OFW-RP. Your wife should attend first an orientation on the said program at the nearest OWWA-Regional Welfare Office and make necessary enquery on the certification of your OWWA membership. Nakasaad din sa special program na ito na kinakailangan mag attend ng Entrepreneurial Development Training na ibibigay ng OWWA Regional Office na malapit sa inyo. Kaya makipag-ugnayan kayo sa malapit na OWWA office tungkol dito.

      Ang kagandahan dito kabayan makakapag-loan kayo ayon sa value ng project ng business ninyo. Listed below are the following helpful details on this program.

      What are the eligible projects under the OFW-RP? – Feasible projects that will generate a net monthly income of not less that PHP 10,000.00 are eligible under OFW-RP.

      How much is the loanable amount? – The loanable amount is from a minimum of PHP 300,000.00 to a maximum amount of PHP 2 million.

      What is the interest rate? – The interest rate is 7.5% per annum, fixed for the term of the loan based on diminishing balance.

      What are the schedules of loan repayment and loan maturity? – Monthly, quarterly, or annual payment depending on the project cash flow. For short term loan, maturity is for a maximum of one (1) year. For long term loan, the maturity is up to seven (7) years inclusive of two (2) year grace period on principal.

      What is the project cost sharing of the OFW borrower? – The borrower’s equity should be 20% of the total project cost. Maximum loan is 80% of the total project cost.

      What will the banks require for loan security purposes? – Banks will require the borrower to submit proof of confirmed market purchase / service order or a list of mortgageable assets, if any, for loan security purposes.

      Sa totoo lng kabayan maraming version talaga sa mga bagay na ito kaya maigi din na maghanap ng malinaw na info para maging tuwid ang plano sa pag-process ng loan. Maari din kayo makipag-ugnayan sa:

      National Reintegration Center for OFWs
      Ground Flr. Blas F. Ople Development Center
      cor Solana and Victoria Sts., Intramuros, Manila

      Director IV
      Telephone: 526-2633 / 526-2392
      Telefax: 527-6184
      E-mail: bfo_devcen@owwa.gov.ph

      Program Manager (BFO DEVCEN)
      Telephone: 527-3656 / 526-2615

      Kung nasa Manila o sa karatig na lungsod ng Manila nman kayo, pede niyo bisitahin yong Center o try niyo tumawag sa number nila. Tiyaga lang tumawag kasi minsan busy lagi ung linya nila. Ika nga NO PAIN, NO GAIN kabayan. Iyon din nman ang prinsipyo natin bilang OFW. Good luck sa inyo kabayan at God bless sa mga plano ninyo.


  4. jun Canlas
    September 26, 2013 at 5:57 am

    bkit kailangan pa ng kolateral pag mag loloan


  5. October 17, 2015 at 1:20 am

    Hi po nagooffer po ba kau ng personal loan sa mga bagong ofw? Pano po magavail? Anu po reqts? Ganu po katagal process? Magkano po pd makuha? Ilang mon to pay?
    Nakasked po ako for owwa sa oct 19-21 panu po un pinakamadaling way papunta bfo devcen?


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